Types of Money Tree Varieties: The Complete Guide

Money trees are more than just a charming addition to your indoor plant collection. With their braided trunks and lush leaves, they’re believed to bring good fortune and prosperity. But did you know there are various types of money tree varieties, each with its own unique charm and care requirements?

In this post, we’re going to explore different types of money tree varieties, sharing tips on how to care for them, and how they can contribute to a beautiful and inviting home environment. Whether you’re a seasoned plant parent or just getting started, there’s something here for everyone.

The Classic Pachira Aquatica

Let's start with the Pachira Aquatica, probably the most well-known money tree. With its origins in the wetlands of Central and South America, this plant is famous for its adaptability and ease of care. Its braided trunk is often seen in homes and offices, believed to bring good luck and financial fortune.

One of the main reasons for its popularity is its ability to thrive in diverse conditions. Whether you have a bright, sunlit room or a more shaded corner, the Pachira Aquatica is likely to adapt. However, it does prefer well-draining soil and a regular watering schedule—think of it as keeping the soil moist but not soggy. Overwatering is a common mistake, so it's best to let the top inch of soil dry out before giving it another drink.

For those who love a bit of greenery but aren't keen on constant maintenance, this variety is ideal. Its broad, palmate leaves add a touch of the tropics to any interior space. And let's not forget the symbolism—it's said to bring positive vibes and prosperity to its surroundings.

Interestingly enough, the braided trunk is not a natural occurrence. It's a result of cultivating young plants together, which is why you'll often find them in small pots with multiple trunks braided into one. This creates a visually appealing centerpiece that can easily become a conversation starter at home or in the office.

Pachira Glabra: The Sleek Sibling

Next up is the Pachira Glabra, sometimes confused with its more famous sibling, the Pachira Aquatica. While they share some similarities, the Pachira Glabra has a few distinct characteristics that make it stand out. It's often referred to as the Saba nut or the Malabar Chestnut, thanks to its edible seeds.

This variety is a bit more compact in size, which makes it perfect for smaller spaces or as a tabletop plant. Like the Pachira Aquatica, it enjoys a sunny spot but can adapt to lower light conditions. Again, well-draining soil is a must, and it's best to err on the side of underwatering if you're unsure.

The Pachira Glabra can also be found with braided trunks, but it's more common to see them in their natural state. They're great for those who prefer a more natural, unmanipulated look. The leaves of the Pachira Glabra are slightly smaller and more elongated, giving it a sleek, elegant appearance.

Caring for this plant is similar to most money trees—moderate watering, indirect sunlight, and a bit of fertilizer during the growing season. With its manageable size and attractive foliage, it's a fantastic option for plant lovers looking to add a touch of nature to their living spaces without taking up too much room.

Feng Shui and the Money Tree

Before diving into more varieties, it's worth touching on why money trees are so popular beyond their aesthetic appeal. In Feng Shui, the money tree is a symbol of prosperity, wealth, and good fortune. Its five leaves are said to represent the five elements: wood, water, earth, metal, and fire. Placing it in the right spot can supposedly bring balance and positive energy to your home.

For those who practice Feng Shui, the southeast corner of your space is often recommended as the ideal spot for a money tree. This area is associated with wealth and abundance, making it the perfect home for a plant that symbolizes financial success.

Even if you're not into Feng Shui, the money tree's reputation as a bringer of good fortune is enough to make it a popular gift. It's not uncommon to give a money tree as a housewarming or business-opening present, with hopes of bringing prosperity to the recipient.

Whether you're superstitious or not, there's no denying the joy and beauty that a healthy money tree can add to a space. Its vibrant green leaves and unique trunk structure make it a delightful addition to any room, and the symbolism is just a cherry on top.

Caring for Your Money Tree

Even though money trees are relatively low-maintenance, a few key care tips will ensure they thrive in your home. First and foremost, light is crucial. Most money trees prefer bright, indirect light. Direct sunlight can scorch their leaves, so it's best to place them near a window with filtered light. If natural light is limited, a grow light can be a helpful addition.

Watering can be a bit tricky, as overwatering is one of the leading causes of plant demise. A good rule of thumb is to water when the top inch of soil feels dry. During the growing season, you might need to water more frequently, but in the winter months, you can cut back.

Humidity is another factor to consider. Money trees love a bit of moisture in the air, so if your home is particularly dry, a small humidifier or a pebble tray with water can be beneficial.

Fertilizing during the growing season can give your money tree a little extra boost. A balanced, water-soluble fertilizer once a month should do the trick. And finally, keep an eye out for pests like spider mites and mealybugs. Regularly inspecting your plant and wiping down the leaves can help keep these pests at bay.

Repotting Your Money Tree

While money trees don't need to be repotted frequently, there are times when a new pot is necessary. If you notice the roots are starting to peek out from the drainage holes, or if the plant seems to be outgrowing its space, it might be time for a new pot.

When repotting, choose a pot that is slightly larger than the current one. Make sure it has drainage holes to prevent water from sitting at the bottom. Use a well-draining soil mix, like a standard potting mix with some added perlite or sand for extra drainage.

Repotting is best done during the growing season, typically in the spring or summer. Be gentle when removing the plant from its current pot, and try to disturb the roots as little as possible. Once it's settled in its new home, give it a good watering and let it acclimate to its fresh surroundings.

Repotting can also be a great opportunity to check the health of your money tree's roots. Healthy roots should be white and firm, not brown or mushy. It's also a chance to refresh the soil and provide your plant with new nutrients.

The Money Tree in Interior Design

Money trees aren't just known for their symbolism—they're also a favorite among interior designers. Their clean lines and vibrant green leaves make them a versatile addition to any décor style, from minimalist to bohemian. Plus, their ability to thrive in various lighting conditions means they can be placed in different spots around the home.

A large money tree can make a statement as a floor plant in a living room, while smaller varieties are perfect for desks or side tables. Pair them with neutral pots for a modern look or with colorful, patterned ones for a more eclectic vibe.

Plants like the money tree can also improve air quality, making them both a stylish and functional addition to your home. They can help reduce stress, increase productivity, and even boost your mood. So, incorporating them into your living space is a win-win.

For those who love a cohesive look, consider grouping money trees with other houseplants. Their lush foliage pairs well with ferns, snake plants, and pothos, creating a mini indoor jungle. And don't forget about plant stands or macramé hangers to add some vertical interest to your plant displays.

The Mythical Money Tree Varieties

While Pachira Aquatica and Pachira Glabra are the most common, there are other lesser-known varieties and hybrids that plant lovers might encounter. Some are bred for their unique leaf shapes or colors, while others might simply be a result of natural variation.

For example, some money trees might have variegated leaves, which can be quite striking. These variations can make your plant collection even more unique, but they might also require a bit more attention when it comes to care. Variegated plants often need more light to maintain their coloration, so keep that in mind if you're lucky enough to find one.

While it's hard to say for sure, some hybrids might also be more resistant to certain pests or diseases, making them potentially easier to care for. If you're on the hunt for something a bit different, check with local nurseries or specialty plant shops to see what's available in your area.

Regardless of the variety, the core care principles remain the same: light, water, and a bit of love. With the right conditions, your money tree, whether common or unique, will thrive and become a cherished part of your home.

Propagation: Growing Your Money Tree Family

If you've fallen in love with your money tree and want to grow more, propagation is a fun and rewarding process. While propagation from seeds is possible, it's more common to propagate money trees through stem cuttings.

To propagate, start by selecting a healthy stem with a few leaves. Using clean, sharp scissors, cut the stem at a 45-degree angle, just below a node. Remove the lower leaves so that you have a bare stem to insert into the soil.

Next, you can either place the cutting directly into a pot with well-draining soil or start it in water. If you choose the water method, make sure to change the water every few days and wait until roots are a couple of inches long before transferring to soil.

Once potted, keep the soil moist and place the cutting in a spot with bright, indirect light. With a bit of patience, you'll soon notice new growth, and before you know it, you'll have a new money tree to add to your collection or share with friends.

Propagation is not only a great way to expand your plant family, but it also gives you a deeper understanding of how plants grow and develop. Plus, sharing propagated plants can be a wonderful way to connect with fellow plant people and spread a little green joy.

Final Thoughts

Money trees are a delightful addition to any home, offering both beauty and a touch of good fortune. From the classic Pachira Aquatica to the sleek Pachira Glabra, each variety brings something special to the table. With the right care, these plants can thrive and become a beloved part of your indoor garden.

At Cafe Planta, we’re passionate about helping you find the perfect plants for your home. Whether you’re looking for popular favorites or rare finds, we have something for everyone. If you have any questions or need advice, feel free to email us or send us a message on Instagram. We're here to help you create a thriving plant collection that you'll love.